by Warren Burger | Nov 6, 2024 | Investing
Wondering how to prepare for retirement. Let’s walk through the four phases of a retirement timeline. When you’re 10 years out, you want to define your retirement age and target savings, maximize contributions to your retirement accounts, and start...
by Warren Burger | Sep 4, 2024 | Insights, Uncategorized
Don’t let unexpected costs derail your retirement plans. Here’s why an emergency fund really matters. Imagine you’re just a few years away from retirement, everything’s going on track, and then all of a sudden you get hit with a medical...
by Warren Burger | May 13, 2024 | Retirement Funding
If you are holding Lockheed Martin stock in your 401k, Net Unrealized Appreciation (NUA) is a tax strategy that can be particularly advantageous. Understanding and utilizing NUA can potentially lead to significant tax savings, especially if the stock has appreciated...
by Warren Burger | Dec 16, 2023 | Insights
Today we’re tackling a topic that’s often emotionally charged and financially complex. What are the seven steps you can take when you find yourself inheriting money? This can be the most difficult of times, often involving the loss of a loved one. So...
by Warren Burger | Dec 16, 2023 | Retirement Funding
Today. I want to talk about the three buckets that go into having a diversified tax portfolio which ultimately provides for more options in retirement. But first I want to introduce myself. My name is Warren Berger. I’m the owner of luminary financial advisors....
by Warren Burger | Nov 8, 2023 | Insights
Today we’re diving into the top 10 things you need to consider before the year wraps up to ensure your financial house is in tip top shape for 2024. As we approach the end of the year, it’s a perfect time to reflect on your financial journey and make...
by Warren Burger | Nov 7, 2023 | Insights
Today we’re diving deep into the world of life insurance. We understand that choosing the right life insurance can be a daunting task, and our mission is to simplify this process for you. So let’s break down the four main types of life insurance to help...
by Warren Burger | Nov 5, 2023 | Insights
For years, I’ve been dedicated to guiding individuals through some of life’s most complex events, and today we’re diving into three key strategies to help you work through a divorce. Divorce isn’t just a legal process. It’s a life...
by Warren Burger | Oct 31, 2023 | Investing
I want to help you simplify the IRA dilemma that’s on everyone’s mind. Roth or traditional. I’ll help you make an informed choice for a secure retirement. Stay with us and get one step closer to a smarter retirement plan. Individual retirement...
by Warren Burger | Oct 6, 2023 | Retirement Funding
Today we’re talking about the importance of asset location. Asset location is a vital component in financial planning that focuses on placing your investments in the most tax efficient accounts possible. It’s a strategy used to potentially increase your...
